We’re just going to say it – retirement planning isn’t a fair thing to ask of anyone. And it’s especially not a fair thing to ask of arts educators who have inconsistent income and immediate needs and priorities they’re trying to meet right now.

Don’t feel bad if you don’t have a huge nest egg put away or don’t know the difference between a Roth or traditional IRA and a 401k or whatever new acronyms they’re coming up with these days.

Think of this workshop as a starter or starting-over session on how to think about “retirement” as a life-long creative. Learn the language and the tools and decide what’s for you at this moment, what you can take your time on, and what you can leave on the table.

Takeaways will include:

• Stock market and mutual fund basics

• The difference between Roth and traditional retirement plans

• Specific accounts for self-employed folks, like SEP-IRAs and solo 401ks

• The benefits of these types of accounts, like tax savings and investment growth

• The strings attached to these accounts, like early withdrawal penalties and contribution limits

• The habits you can start now to begin setting aside more money each year